by: The RGT Investment Management Team

Traditional economic theory suggests human beings behave rationally when making decisions. In other words, humans, on average, act in such a way as to maximize fulfillment of their needs and desires. Since earning wealth is assumed to be a good thing, and more wealth is assumed to be better than less wealth, it is further assumed that people make rational decisions in order to maximize their wealt…

by: Greg Bone, Managing Director

“I’m back baby, I’m back!” George Costanza, Seinfeld (Episode 65, Season 5)

Just when you thought market volatility was a thing of the past, it came roaring back in the first quarter of 2018. After a year of historical market quiescence, when stock market volatility was almost completely absent, volatility returned in the first quarter of 2018. In 2017 the S&P 500 had no d…

by: Greg Bone, Managing Director

“Years ago my mother used to say to me, she’d say, “In this world Elwood, you must be” – she always called me Elwood – “In this world Elwood, you must be oh so smart, or oh so pleasant.” Well, for years I was smart. I recommend pleasant. You may quote me.”  Elwood P. Dowd (James Stewart), from Harvey, by Mary Chase.

With 2017 in the books, we can contemplate the rem…

by: Kelly Mills, Senior Financial Planner

A few weeks ago, I volunteered at a summer camp serving refugee kids and it was art day. Over one hundred kids were doing an art project with shaving cream and food coloring. Imagine the chaos! All I could envision was scattered kids, swirling colors, shaving cream fights – inescapable mess!

Surprisingly, the scene I imagined didn’t happen.

Before beginning, the art t…